Relevant Life Protection



Get insured with the Desired Relevant Life Insurance Plan

Life can betray anyone at anytime. If you don’t want your family to get into trouble after you pass-away, then this is the right time to buy an  insurance plan.

The relevant lifeprotection plan is a kind of insurance policy that is available for employer to provide benefits for an individual or employee death during working hours. It is specially designed to pay a lump sum amount if an employee dies during the running time of policy. Even you can pay the employee if he (or she)  is diagnosed with  any life threatening- illness.

There are a lot of  benefits of the insurance policy, suppose you are a company director and paying unnecessary tax penalty, then it is good to pay for this cover from your own bank account so that you can  get rebate from several taxes. If you pay from your company account, you will have to pay tax too on that amount, which you are paying for this policy.


At the same time, larger companies avoid by taking advantage of the group insurance policy, however; generally small scale industries don’t provide this  group insurance facility to their employees.

If small companies start providing this policy, then they will give benefit to their employees as individual basis.

Actually, relevantlife protection plans are suitable for those businesses that do not have enough employees. It is up to the company  director to choose an employee he or she for the benefits of policy.

Generally, the policy is as similar in cost as normal life insurance. The price of this insurance policy may vary upon your health and age. It is important to consult all insurance companies that provide relevant life insurance, for the price. There are a lot of  insurance companies on the web where you can compare several policy schemes. Purchase best insurance policy to avoid paying redundant tax.

Relevant Life Policy is only a company that can provide most suitable insurance policies to its client’s. We design most attractive insurance schemes for those who  have earned high, especially company director, employers and individuals.

Explore or website to know more our insurance schemes.

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Relevant Life Policy



Relevant Life Policy: because each one of you matters

Insurance firms are trying their best to work around the rules and taxes in an efficient way through which their clients can benefit. Relevant life policy was such an efficient result from Bright Grey. The criteria of life cover of employees and grants provided by the company had following scenario up until now: 

1.      If the employees have had any personal life insurance, it was from their own income which undergoes income tax and national insurance diminutions. 

2.      Until recent years, for limited companies to support the personal life insurance was only possible for companies that took group life insurances. This insurance had its own loop; making it applicable if the company wishes to insure 10 or more employees. 

3.      Even if the company paid for the premiums, it would be taxed from the employee’s cut under P11D benefits. 

Relevant life policy insures the life of an employee (generally being the directors of the company) in case of death in service and may include other terminal reasons. It’s a policy patronized by the employer and the relevant fund goes to employee’s dependents or other dedicated person if any. 

Benefits of Relevant life policy can be summed up in this way:

1.      Since the company pays the premiums, tax and National Insurance is not applicable and thus the employee gets their life insurances at a cheaper real cost making it tax efficient.
2.      The cover provided by the policy is on average 15-20 times multiple of employees pay.
3.      Relevant life policy has something for the company too. If your employee leaves you, RLP can be converted to a personal plan or can be moved to a new employee.
4.      It overcomes the drawback of group life insurance as with RLP, you can insure individuals or any number of employees you want.
5.      Relevant life policies are written in trust ensuring that the assured sum reaches the employees dependents without any delay and inheritance tax deductions. 

http://www.relevantlifepolicy.com/  ensures to provide you tax efficient policy solutions. It has tools for calculating math related to policies, user-friendly video tutorials to get you the basics and professional advices for your service.



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Life Insurance Premium Calculator

A life insurance policy is very important when it comes to securing the future of your family. There are so many companies who are offering several policies these days, but you have to make sure that you choose the one that suits you best. As we know, there is some amount of money that needs to be paid on a regular basis to get the life policy, which is called the premium.

The amount of the policy and premium to be paid is one tricky decision that you have to make. There are many calculations that you have to make while going for a life policy. Well, it gets complicated sometimes to make all those, thus you must know who is the right person who can serve you as a life insurance premium calculator.

There are a lot of things that can affect the calculations of your life policy and insurance premium. You should be aware of  what would be the right amount will be perfect for you. There are things like estate taxes; these taxes are levied on what you leave behind. There is also a need to calculate your unpaid debt. There is always some amount of money required for unexpected emergencies and expenses; it also should be calculated using the life insurance premium calculator.

You may also plan on to pay for the education of your children’s higher education; in such a scenario you must take all whose extra amount of money into consideration while using life insurance premiumcalculator. There are considerations like what would be your family’s annual living expenses if you are not around. If your spouse is working and continue working after you is another thing that can help you to calculate your premium. A working spouse can certainly help you in lowering the premium.


Relevant Life Policy is your best deal when it comes to getting the most suitable life policies. Our policies are designed in a way that they are utterly useful for all our customers, especially employers, directors and high earning individuals.

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Company Director Insurance



An insurance to run a business without hiccups – company director insurance

There are many bad things that can happen in anybody’s life, but nothing can be worse than loosing your closed ones. It is the most disturbing thing that can occur. The death of a company director can certainly put the family and friends as well as business colleagues in a big spot of bother. Death of a director can bring a lot difficulties for surviving directors and deceased’s next of kin.

Along with family people, the death of a deceased partner can cause a lot financial issues for the surviving directors in the absence of company directorinsurance. Following the untimely death of a director, the company share becomes the part of their spouse or children. It can cause a big trouble to the company, especially if the deceased director holds a large percentage of shares.

There is a high possibility that the new shareholder doesn’t have the knowledge and competence to deal with business matters.  It comes difficult for other shareholders to deal with such a scenario. There can be a situation where the deceased director was holding the majority of the shares. Hence, the next of kin will also enjoy the last say in the decision making process. 

It is imperative  that you must have a company director insurance for the benefit of remaining  shareholder as well as for the deceased director’s estate. You never know if the estate is willing to work for the organization.  Co-director insurance is the best way to deal with such kind of problems, as it can be used by the remaining directors to purchase the share of the deceased director.


Company director insurance is the best solution to the business business problems caused by the death of a director. It helps the surviving directors to be in the full control of the business, thus it makes sure that the business can continue without too many interruptions. It also helps the deceased’s estate to get the monetary benefits.

Relevantlifepolicy is known for helping its clients in getting various kinds of life policies. We give you policies that help employers, directors and high earning individuals. 



Contact us for more details.

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